Insured: Purchase or renewal/switch of an insured high-ratio mortgage.
Insurable: Purchase or renewal/switch of an insurable mortgage.
Uninsured: Purchase or refinance of an uninsurable mortgage.
HELOC: Revolving home equity line of credit.
LTV = Mortgage Balance / Home Value (i.e. $650,000 / $1,000,000 = 65% LTV)
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