Mortgage Rates Made Simple

Insured: Purchase or renewal/switch of an insured high-ratio mortgage.

Insurable: Purchase or renewal/switch of an insurable mortgage.

Uninsured: Purchase or refinance of an uninsurable mortgage.

HELOC: Revolving home equity line of credit.

LTV = Mortgage Balance / Home Value (i.e. $650,000 / $1,000,000 = 65% LTV)